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What-if scenario

Minnesota paid leave: what would it cost us?

Ask the agent “what's the cost and employee impact of Minnesota's new leave law?” and it sets up this model. Adjust the assumptions — every default is a sample, not legal or payroll guidance.

Estimated yearly cost (sample)

$1,278,928

Premium contributions

$608,608

Backfill & coverage

$670,320

Employees likely to take leave

114

Weeks of leave supported

1,368

Employee impact

About 114 people a year could take paid family or medical leave without losing income. Backfill assumes 35% of wage cost to cover absences.