What-if scenario
Minnesota paid leave: what would it cost us?
Ask the agent “what's the cost and employee impact of Minnesota's new leave law?” and it sets up this model. Adjust the assumptions — every default is a sample, not legal or payroll guidance.
Estimated yearly cost (sample)
$1,278,928
Premium contributions
$608,608
Backfill & coverage
$670,320
Employees likely to take leave
114
Weeks of leave supported
1,368
Employee impact
About 114 people a year could take paid family or medical leave without losing income. Backfill assumes 35% of wage cost to cover absences.